Welcome to Frederick Mutual
Frederick Mutual Insurance Company was created by an act of the Maryland Legislature in December of 1843. It was founded as a mutual insurance company to provide protection from loss by fire to citizens of Maryland. The company began issuing insurance policies in early 1844, and has been in continuous operation since that time.
Since those early days Frederick Mutual has evolved into a financially sound property and liability carrier represented by agents throughout the State of Maryland. The Company offers insurance of various types through a network of professional independent insurance agents.