Letter From The President
I would like to take this opportunity to welcome you to Frederick Mutual Insurance
Company. Our company has a long and successful history dating back to 1843. Throughout
our 160+ years of business we have been committed to excellence as we serve our
policyholders. I trust you will experience this quality of service as you interact
with us in our 3rd century of operation as a property and casualty insurance carrier.
Frederick Mutual strives to provide our policyholders with “Peace of Mind”
as they place their trust in us to provide protection for their insurance needs.
We are committed to providing our policyholders and agents with the following “Pillars
of Success”:
- Security in Your Time of Need
- Unparalleled Customer Service
- Corporate Integrity
- Competitive Pricing
- Ease of Doing Business
- Superior Financial Strength
- Sound Products
We have insurance products to meet the needs of our Personal and Commercial clients
which are offered through a network of independent agents throughout Maryland and
Pennsylvania. Our agents work closely with our staff to provide the “Peace
of Mind” required by you, our policyholder, for your property and liability
exposures in today’s complex world.
Frederick Mutual has a long history of financial strength. Our company consistently
maintains a premium-to-surplus ratio that far exceeds industry standards. Frederick
Mutual is rated A- (Excellent) by A.M. Best, the leader in insurance and financial
rating. We feel it is our responsibility to grow a financially strong company for
our policyholders and agents to ensure we are here in your time of need.
We are utilizing state of the art technology and improved business processes to
increase efficiency and provide business continuity which enables ease of doing
business, competitive pricing, and enhanced customer service. We continually strive
to stay on the cutting edge of technology in order to prosper in the 21st Century.
In addition to your needs, we are also committed to partnering with various organizations
to assist those in need throughout the local, national and global communities. As
one of Frederick’s oldest businesses, we feel it is our responsibility to
be a “neighbor” to those with immediate needs or those less fortunate.
Frederick Mutual strives to be an insurance carrier that our policyholders and agents
want to do business with. I trust you will find that we will endeavor to treat you
with the utmost respect and professionalism.
Very truly yours,
Kevin R. Filler, CIC, AU
President and Chief Executive Officer