Our Company was formed in 1843 and began issuing policies in 1844. We have provided protection for the insurance needs of our policyholders in Maryland and Pennsylvania for over 160 years. We are “Committed to Excellence” as we conduct business with our stakeholders. Frederick Mutual strives to provide sound protection, competitive products, customer service and financial security for our policyholders and agents. The “Peace of Mind” that is needed to face the uncertainties of life. I trust you will find our website useful and informational.