Home > for individuals > Renters Insurance > Maryland Residents Renters Insurance: Maryland Residents Printer Friendly (PDF) Property Coverages Personal Property – personal belongings Loss of Use – additional living expenses after a covered loss $200 for loss of money and coins $1,000 for loss to securities $1,000 for loss to watercraft and their trailers $1,000 for loss to trailers not used with watercraft $1,000 for loss by theft of jewelry, watches, furs and precious stones $2,000 for loss by theft of firearms $2,500 for loss by theft of silverware and gold ware $2,500 for loss to property on your premises used for business purposes $250 for loss to property away from your premises used for business purposes Debris Removal Trees, shrubs and other plants – subject to policy limits Fire Department service charge – subject to policy limits Loss Assessment Personal Liability Coverages Provides Bodily Injury and Property Damage Liability Coverage Limits up to $1,000,000 with higher limits available through our Personal Umbrella program Medical Payments to Others for medical expenses to others as a result of a covered claim
