|
In today’s world, it is unfortunate that the first thing that comes to mind in the event of an accident is the word “lawsuit”. Fortunately, Frederick Mutual can assist with peace of mind in this event with a Personal Umbrella policy
Frederick Mutual can provide additional liability coverage over the limits contained within the underlying policies through a Personal Umbrella policy. Limits of $1,000,000 and $2,000,000 are available.
A PERSONAL UMBRELLA POLICY PROVIDES ADDITIONAL LIABILITY OVER
- Homeowners liability
- Dwelling Fire liability
- Automobile liability
- Watercraft liability
- Recreational vehicle liability
COVERAGES
- $1,000,000 and $2,000,000 Limit Options
- Worldwide Coverage
- Bodily Injury or Property Damage that an insured is legally liable for due to a covered “occurrence”
- Personal Injury which includes libel, slander, false arrest, malicious prosecution, wrongful eviction, wrongful entry, and invasion of right of privacy
- Defense coverage if a claim is made or a suit is brought against an insured
- Reasonable expenses incurred by insured at our request
UNDERLYING REQUIREMENTS
| Automobile |
Bodily Injury / Property Damage Limits |
$250/$500/$100; $300/$300/$100 or
Combined Single Limit of $300,000 |
| Homeowners |
Combined Single Limit |
| $300,000 |
| Recreational Vehicles |
Combined Single Limit |
$300,000
Defined as automated mode of transportation not licensed for road use. |
| Watercraft |
Combined Single Limit |
| $300,000 |
| Rental Dwellings |
Combined Single Limit |
$300,000
One or two family only |
REMEMBER, it is not unusual for courts to award millions of dollars in the event of severe injury, disability or loss of life and often times the liability on your home, auto, or recreational vehicle policy is not sufficient. A Personal Umbrella policy is an economical way to ensure that you have adequate protection in the event of a liability lawsuit.
|
